Mortgage Products

Your loan shouldn't be one size fits all. It should be the one size that fits you.

Loan Programs

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. We will be happy to help you choose the best type of home loan for your needs. It only takes a few minutes to review your home loan options and get an idea of what might provide the best value for you.

Conventional

A conventional mortgage loan is one that’s not guaranteed or insured by the federal government. Most conventional mortgage loans are “conforming,” which simply means that they meet the requirements to be sold to Fannie Mae or Freddie Mac.

FHA

An FHA Loan is a mortgage that’s insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers.

VA

A VA loan is a mortgage loan available through a program established by the U.S. Department of Veterans Affairs (VA). With VA loans, veterans, service members, and their surviving spouses can purchase homes with little to no down payment and no private mortgage insurance and generally get a competitive interest rate.

Non-QM

A non-qualified mortgage (non-QM) is a home loan designed to help homebuyers who can’t meet the strict criteria of a qualifying mortgage. For example, if you are self-employed or don’t have all the necessary documentation to qualify for a traditional mortgage, you might need to look at non-qualified mortgages.